Services
INVESTMENTS
COOP PALUWAGAN
Coop Paluwagan is a voluntary pooling of funds every month from members of Best Gem Multipurpose Cooperative.
Money shall be collected from enrolled members through monthly salary deduction and such shall be invested in the Sun Life Prosperity Bond Fund through Sun Life Asset Management Company, Inc. (SLAMCI). The account shall be called Future Savers Club 3 (FS3).
HOW IT WORKS
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Coop Paluwagan is open to all members of Best Gem.
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Member fills out the Coop Paluwagan Application Form and submits completed form to Best Gem.
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Best Gem deducts investment from the member's payroll and invests it to SLAMCI. One share is equal to P300.00.
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Salary deduction shall commence in December of the current year and ends in November the following year.
DIVIDENDS
Dividends or returns on investment depend on the Net Asset Value Per Value Share (NAVPS) at the time of redemption.
REDEMPTION/PAYDAY
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FS3 Committee has set every 3rd Monday of November as the Redemption Day of its investment. It will release deposits to FS3 members within five (5) working days following the Redemption Day.
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Best Gem will credit the redemption proceeds to the payroll account of each FS3 member.
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A memo will be released on the first week of November each year to request FS3 members to confirm whether the member:
a. wishes to withdraw his/her FS3 fund; OR
b. wishes to continue his/her FS3 membership; OR
c. wishes to terminate his/her FS3 membership
FUTURE SAVERS CLUB
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